Fire & Special Perils Cover

Small sparks or power surges could lead to a raging flame that could consume a building costing a fortune. It’s not worth the risk.

The Old Mutual Fire & Special Perils policy will indemnify the insured against any material damage, loss or destruction to the property due to a fire disaster or any other insured peril. Virtually all tangible material ranging from buildings, plant & machinery, furniture, household & office content as well as factory stock are insurable items.

The cover under this class of insurance can be extended to include the allied perils of flood, burst, leaking or overflowing water pipes, apparatus & tanks, storm damage, riots & strikes, including malicious damage.

This product can be bought by either individuals or corporate organisations.

Scope of the Cover

  • Buildings
  • Building contents – furniture, household and office contents
  • Stock-in-trade
  • Plant and machinery
  • Rent loss        

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Fire & Special Perils