Personal Accident

Accidents by nature, happen unexpectedly and when they do, it is wise to have a solid accident insurance plan in place. Our Old Mutual Personal Accident cover will provide you the financial support you need so you can focus on recovery.

Our 24-hour cover guards you against financial loss due to injuries, disabilities or death resulting from external, visible and violent means.

This policy is suitable for employees, club members/members of identifiable groups or associations.

Scope Of Cover

Our scope of cover includes the following

  • Accidental death.
  • Permanent disability from an accident.
  • Temporary incapacity.

In the event of a serious accident

  • When you are admitted in hospital, we will make a cash payment up to your cover limit.
  • We will cover your medical expenses from the accident.
  • A permanent disability benefit of a fixed sum or a multiple of your annual basic salary will be provided.
  • A temporary incapacity benefit will be paid weekly for a maximum of 104 weeks.
  • We will cover the purchase of artificial aids, like crutches and a wheelchair.

In the event of a fatal accident

  • We will cover expenses arising from accidental death.
  • We will pay a lump sum benefit to assist with the funeral arrangements.
Personal Accident Insurance